Credit Management Executive

Responsible for performing credit assessment tasks as part of the credit management function to manage the overall risk exposure of the business.

Job Responsibilities

• Perform quantitative and qualitative assessment of credit applications received and manage the end-of-the-end credit assessment process
• Ensure adherence to and strict compliance with the credit SOP
• Maintain close follow-up with the sales team on document submission and ensure compliance with the credit SOP
• Consistently ensure that credit applications received are processed within the agreed turnaround time (TAT) of 5 working days
• Closely monitor and follow up on collateral expiry and ensure compliance with the agreed format
• Drive consistent process improvement to enhance productivity and efficiency
• Carry out any other duties/tasks required by the superior from time to time

Job Requirements

• Candidate must possess at least a bachelor’s degree in Accounting, Finance or a related field
• Minimum 2–3 years of relevant working experience in credit analysis or credit management
• Strong analytical, critical thinking, and decision-making skills
• Good understanding of accounting principles and financial statement analysis
• Strong commitment to accuracy and efficiency
• Excellent communication and interpersonal skills
• Target-driven and has a positive attitude
• Able to work independently and as part of a team
• Proficiency in Microsoft Office and SAP