Financial Risk Strategy Graduate (Global Payment) - 2027 Start

About the Team The Global Payment team provides payment solutions to ensure that users have a smooth and secure payment experience across our platforms and services.

We are looking for talented individuals to join our team. As a graduate, you will get opportunities to pursue bold ideas, tackle complex challenges, and unlock limitless growth. Successful candidates must be able to commit to an onboarding date by the end of the year. Please state your availability and graduation date clearly in your resume. Candidates can apply to a maximum of two positions and will be considered for jobs in the order you apply. The application limit is applicable to our Company and its affiliates' jobs globally. Applications will be reviewed on a rolling basis - we encourage you to apply early.

Responsibilities:

• Quantitatively assess the credit risk of lending products through data analysis, and formulate corresponding risk management strategies based on the assessment results.
• Monitor and analyze risk indicators of credit business, issue early warnings and handle abnormal situations in a timely manner.
• Analyze data that may be used in business operations, evaluate its value to credit business, and design related application strategies.
• Collaborate with business departments and other relevant teams to jointly control and reduce business risks.

Requirements

Minimum Qualifications:

• Individuals who are completing or have recently completed a Bachelor's degree in Statistics, Data Science, Management Science, or a related discipline.
• Strong interest in data analysis and credit risk preferred.
• Solid data analysis and statistical skills, with proficiency in SQL and Python.
• Strong communication and teamwork skills, with the ability to work closely with business and relevant departments.

Preferred Qualifications:

• Familiarity with credit risk management in areas such as BNPL, Cash Loan, and Supply Chain Finance preferred.

By submitting an application for this role, you accept and agree to our global applicant privacy policy, which may be accessed here: https://jobs.bytedance.com/en/legal/privacy.

If you have any questions, please reach out to us at [email protected]